Support for SMEs > Access to finance
| Project / Programme | Company type | Finance type | Type of instruments | Amount | Investment Focus | Short description |
|---|---|---|---|---|---|---|
| DCFTA programmes | ||||||
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DCFTA Initiative East
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Micro, Small, Medium, Midcaps, Others | Loan/Guarantee/ Technical Assistance | a) For Guarantee Facility: Loans up to EUR 5 million; b) For Microfinance Facility: Loans up to EUR 25,000 | All |
The DCFTA Initiative East supports the smallest businesses (micro-enterprises with less than 10 employees) with loans through local microfinance institutions, provides finance and business support to the agri-food sector, and supports local banks to help them improve lending terms and conditions (lower interest rates and lower collateral requirements) for SMEs that are looking to invest in modern and innovative technology. |
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EU4Business-EBRD Credit Line
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Small, Medium | Loan, Trade finance | >300,000 (simple projects); >3,000,000 (complex projects) | All SMEs |
This programme offers loans and grant incentives to SMEs through local partner banks, in order to finance investments to achieve compliance with EU rules and standards under the Deep and Comprehensive Free Trade Area (DCFTA) agreed with the EU, and to help businesses better define those investments and improve their international competitiveness. Investments can range from upgrading equipment and technologies to introducing new quality, health or safety standards. |
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DCFTA SME Direct Finance Facility
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Small, Medium | Loan | Aimed at businesses generating over EUR 1 million in turnover |
This programme is designed to improve access to finance for small and medium-sized enterprises, provide long-term financing in local currency, help SMEs identify investments in new business opportunities and assist them in their successful implementation. |
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| Regional programmes | ||||||
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Women in Business
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Small, Medium, Large | Loan | EBRD finance facility of USD 135 million for the region | Women-led businesses |
The EBRD’s Women in Business programme helps women-led small and medium-sized enterprises to access the finance and the know-how they need to grow. |
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European Fund for South East Europe (EFSE)
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Micro, Small, Medium | Loan | EUR 14,300 (Average sub-loan disbursed amount since inception until Q2|2017) | All SMEs |
The fund provides small loans, including in local currency, and assistance to micro (fewer than 10 employees) and small (fewer than 50 employees) enterprises (MSEs), as well as to low-income private households, via local banks. Support is available to MSEs in sectors such as agriculture, industry, trade and services. |
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SME Finance Facility – Phase I
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Small, medium | Loan, grants | Grants, loans | EUR 15.5 million | SMEs, financial intermediaries |
The SME Finance Facility combines loans from the European Bank for Reconstruction and Development (EBRD), the European Investment Bank (EIB), and the KfW (Kreditanstalt für Wiederaufbau, German... |
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Framework for Capacity Building to Support Financial Intermediaries in Azerbaijan and Georgia
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Small, medium, micro | Trade finance | Advisory, training | €2.88 million | MSMEs, financial intermediaries |
Start/end date: 2009 - 2019 |
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Financial Sector Institution Building and Crisis Response
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Small, medium, micro | Loan | Advisory, loans | €12.3 million | MSMEs, financial intermediaries |
Start/end date: 2009 - 2021 |
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EFSE (Neighbourhood Window of the European Fund For South East Europe)
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Small, medium | Loan | Loans, technical assistance | €5.1 million | SME, low-income private households |
Start/end date: 2009 - 2021 |
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Financial Inclusion and Accountability
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Small, medium | Advisory | €4.5 million | SME, government institutions |
Start/end date: 2018 - 2022 |
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